Sad love story movie

I remember watching this movie in the early 2000’s with my sister and I cannot remember the name of it to save my life. I remember a girl was in some sort of motorcycle accident and she has this really big scar down her torso or something like that. She falls in love with this boy who ends up drowning at the end of the movie for some reason. They are like out in a boat during a storm and either she or he isn’t supposed to go out into the water but they do it anyways and he ends up dying. If anybody can think of what this movie is please let me know! This is killing me!

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