Late 90’s(possibly 2000-2001 at the latest)Man is driving home at night through the woods and finds a woman with a head injury walking along the road. They return to his house where she seduces him while her accomplices plan to rob him. As the movie progresses she gets him involved in their con scheme. Definitely rated R. She may have been wearing a wig when he picked her up but I could be misremembering that aspect. Not much to go on but I’ve not been able to find anything myself and this one has been driving me nuts for years. Thanks!