I rented a movie between 1998 & 2001 it was about a home invasion. The family ended up being worse then the bad guys they had a dungeon in the basement and maybe prisoners down there. I believe at one point in the movie the wife and daughter sleep with the intruders. And I think the family ended up killing them.
“The People Under the Stairs”?
https://en.wikipedia.org/wiki/The_People_Under_the_Stairs