I’m struggling finding the name of this movie.. it’s definitely a Christmas movie.

at the beginning there was a car accident – the people in the car wake up in a magical Christmas town – I think they have to save the town or fight off the villain in the movie – at the end of the movie the person in the car (I think it was a girl) wakes up and realizes it was all a dream – probably safe at home and realizes something about the “true meaning of Christmas”.

I’ve tried googling this for so long, but I really enjoyed this movie as a kid! I’d love to figure out what it was called!

thanks in advance